Biography Denise M. Stephens, CFP®, LUTCF President 305-253-9604 305-501-4952 firstname.lastname@example.org Denise M. Stephens, CFP®, ChFC, LUTCF is President of Princeton Financial Services, Inc. Princeton Financial Services has been serving the financial planning needs of South Floridians for over 30 years in the areas of retirement planning, estate planning, investments, long term care insurance, and life insurance. Denise is also licensed to offer all lines of Property and Casualty Insurance including Homeowner's insurance, Commercial Property and Liability insurance.Denise began her professional career in the banking industry before joining her father’s firm in 1993. She holds a Bachelor degree in Marketing and International Business from FIU in addition to her many professional designations. Denise strongly believes in continuing education in order to keep abreast of the continual changes in the financial services industry and in tax laws.Denise is a long time member of WIFS, Women in Insurance and Financial Services, having previously served on the local board as Treasurer for 4 years and as President. She completed a three year term as Treasurer of the National Board for WIFS and went back to serving on the local Board as Treasurer for 5 more years before leaving the board. She is also a member of The Financial Planning Association and currently serves on the board of the German-American Social Club of Greater Miami.Denise has resided in South Florida for most of her life. She is married and has a daughter who recently graduated from the University of Miami. Until a few years ago, she was a member of the sandwich generation, caring for her ailing mother-in-law in addition to her child. Denise enjoys scuba diving and fishing with her family in her spare time. She is an avid Miami Dolphins and University of Miami Hurricane football fan.